:root{
  --navy:#0b1424;--navy-soft:#172c55;--mint:#74d6bd;--teal:#2fa58c;--teal-deep:#167468;--gold:#e2b23c;--q:#e2b23c;
  --coral:#e4572e;--amber:#e2b23c;--ink:#0b1424;
  --bg:#0b1424;--card:#14223f;--text:#e8edf5;--muted:#9bb5b3;--line:rgba(255,255,255,.08);
  --hero:linear-gradient(135deg,#0b1424,#172c55);
  --radius:20px;
}
@media (prefers-color-scheme:light){
  :root{--bg:#f3f5f9;--q:#b07d12;--card:#fff;--text:#0b1f2e;--muted:#4c6670;--line:rgba(11,31,46,.1)}
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font:16px/1.55 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
a{color:var(--teal)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header.nav{position:sticky;top:0;z-index:10;backdrop-filter:blur(12px);background:color-mix(in srgb,var(--bg) 82%,transparent);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;gap:16px;height:64px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:1.15rem;text-decoration:none;color:var(--text)}
.brand img{width:36px;height:36px;border-radius:9px}
.brand b{color:var(--teal)}
.brand .q{font-style:normal;color:var(--q)}
.nav nav{margin-left:auto;display:flex;gap:18px;align-items:center}
.nav nav a{color:var(--muted);text-decoration:none;font-size:.95rem}
.nav nav a:hover{color:var(--text)}
.lang{display:inline-flex;border:1px solid var(--line);border-radius:999px;overflow:hidden}
.lang button{background:none;border:0;color:var(--muted);padding:6px 12px;font:inherit;font-size:.85rem;cursor:pointer}
.lang button[aria-pressed=true]{background:var(--teal-deep);color:#fff}
@media(max-width:640px){.nav nav a.hide-sm{display:none}}

.hero{background:var(--hero);color:#e6f2ef;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding-top:64px;padding-bottom:72px}
.hero h1{font-size:clamp(2rem,5vw,3.4rem);line-height:1.08;margin:0 0 16px}
.hero h1 em{font-style:normal;color:var(--mint)}
.hero p.lead{font-size:1.15rem;color:#b7d3cf;max-width:34em}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 22px;border-radius:999px;text-decoration:none;font-weight:600}
.btn.primary{background:var(--teal);color:var(--navy)}
.btn.ghost{border:1px solid rgba(255,255,255,.28);color:#e6f2ef}
.badge{display:inline-block;background:rgba(127,227,175,.14);color:var(--mint);border-radius:999px;padding:4px 12px;font-size:.82rem;margin-bottom:16px}
@media(max-width:820px){.hero .wrap{grid-template-columns:1fr;padding-top:40px}}

/* telefon sa kartom stanja, kao u aplikaciji */
.phone{width:min(320px,100%);margin:0 auto;background:#041218;border:1px solid rgba(255,255,255,.12);border-radius:36px;padding:14px;box-shadow:0 30px 80px rgba(0,0,0,.5);position:relative}
.screen{background:var(--bg);border-radius:26px;padding:16px;color:var(--text);min-height:460px}
:root .screen{--bg:#0b1424;--card:#14223f;--text:#e8edf5;--muted:#9bb5b3;--line:rgba(255,255,255,.08)}
.screen .top{display:flex;align-items:center;gap:10px;margin-bottom:12px}
.screen .top img{width:34px;height:34px;border-radius:9px;background:var(--navy);padding:3px}
.screen .top .t{font-weight:700}
.screen .top .t b{color:var(--mint)}
.screen .cal{margin-left:auto;width:40px;height:40px;border:2px solid var(--teal);border-radius:8px;text-align:center;font-weight:800;font-size:.8rem;overflow:hidden}
.screen .cal i{display:block;background:var(--teal);color:#0b1424;font-size:.5rem;font-style:normal;line-height:12px}
.screen .cal span{display:block;line-height:24px}
.balance{background:var(--hero);border-radius:var(--radius);padding:16px;margin-bottom:12px}
.balance small{color:#9bc0bb;display:block}
.balance strong{font-size:1.6rem;display:block;margin:2px 0 10px;color:var(--mint)}
.balance .row{display:flex;justify-content:space-between;font-size:.9rem}
.neg{color:var(--coral)}.pos{color:var(--mint)}
.chips{display:flex;gap:6px;margin:0 0 10px;flex-wrap:wrap}
.chip{border:1px solid var(--line);border-radius:999px;padding:3px 10px;font-size:.75rem;color:var(--muted)}
.chip.on{background:var(--teal-deep);color:#fff;border-color:transparent}
.cat{display:flex;align-items:center;gap:10px;padding:8px 0;font-size:.9rem}
.cat .dot{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;font-size:.9rem}
.cat .bar{flex:1}
.cat .bar div{height:6px;border-radius:4px;margin-top:4px}
.cat .bar span{display:flex;justify-content:space-between}
.bird{position:absolute;right:-18px;top:-26px;width:84px;filter:drop-shadow(0 8px 14px rgba(0,0,0,.4));animation:fly 9s ease-in-out infinite}
@keyframes fly{0%,100%{transform:translate(0,0) rotate(-4deg)}25%{transform:translate(-26px,10px) rotate(6deg)}50%{transform:translate(-8px,-6px) rotate(-2deg)}75%{transform:translate(-34px,4px) rotate(4deg)}}
@media(prefers-reduced-motion:reduce){.bird{animation:none}}

section{padding:72px 0}
section h2{font-size:clamp(1.6rem,3.4vw,2.2rem);margin:0 0 8px}
section .sub{color:var(--muted);max-width:42em;margin:0 0 36px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.card .ic{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;background:rgba(44,185,156,.14);color:var(--teal);margin-bottom:12px}
.card h3{margin:0 0 6px;font-size:1.05rem}
.card p{margin:0;color:var(--muted);font-size:.95rem}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px}
.step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;position:relative}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:-14px;left:20px;width:30px;height:30px;border-radius:50%;background:var(--teal-deep);color:#fff;display:grid;place-items:center;font-weight:700}
.step h3{margin:6px 0}
.step p{margin:0;color:var(--muted)}
.band{background:var(--hero);color:#e6f2ef}
.band .sub{color:#b7d3cf}
.band .card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.12)}
.band .card p{color:#b7d3cf}
.band .card .ic{background:rgba(127,227,175,.16);color:var(--mint)}
footer{border-top:1px solid var(--line);padding:32px 0;color:var(--muted);font-size:.9rem}
footer .wrap{display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between}
.brand span{white-space:nowrap}
.balance strong{font-size:1.35rem}
@media(max-width:480px){.nav nav{gap:10px}.nav nav a{display:none}}